Crash victim's insurer should have a heart (Seattle Times)
Ethel Adams was driving along minding her own business last March when a pickup truck was forced into her lane, slamming into her head-on.
She had to be cut from her crumpled Hyundai Accent. She was in a coma for nine days. Doctors first debated whether she'd live, then, later, whether she'd walk. It would seem Adams was the unlucky victim of an unforeseen event -" what most anyone would call an "accident."
Not her insurance company.
Though Adams, 60, has $2 million worth of coverage, a subsidiary of Farmers Insurance has decided not to pay her a penny because they say someone caused Adams' crash on purpose.
I have no love of insurance companies. I pay the protection money because by state law I'm required to. With probablity and odds being what they are, I'd bet on the normal state of being rather than the off chance of being injured. So it's ridiculous to me that when an accident does occur, insurance companies refuse to pay up, looking for a loophole to exploit. The story above is one of those cases.
This also means that if you hit someone with the intent of hitting someone, insurance won't cover them.
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